(800) 975-5640

High Risk ACH
Processing

With over 20 years of high risk ACH processing expertise, Actum’s eCheck Automated Clearing House (ACH) processing can help you get paid quickly. Actum helps many industries, including online gaming, cryptocurrency, CBD, alternative lenders, collections, and more, set up secure, high risk merchant accounts to start processing fast.

  • Same Day ACH Debits & Credits
  • Next-Day Funding Available
  • Low Transaction Fees
  • Recurring Payments
  • API Available

Sign Up for a High Risk Merchant Account

Rated 5 Stars: “Best ACH Processors”

Phillip S.
Accounts Payable, Mantis Funding

“The customer service is by far the best I’ve ever experienced. Support team make my life easier on a daily basis, and I would highly recommend them to anyone looking for reliable ACH processing.”

Robert G.
Partner, Richmond Capital Group LLC

“The software is very user friendly and the support team are always available to assist with any questions. I have used several processors before and Actum is the best by far.”

Juan G.
Director, Premier Consumer Credit Consulting

“I love their website and customer support. Very easy to navigate and great reports. It’s an ideal way to set up payments for clients and their services are great!”

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What is ACH?

Automated Clearing House (ACH) is an electronic network that lets you transfer funds from your customer’s bank account via direct debit.

What are the benefits of high risk ACH processing?

Low Transaction Fees

ACH processing fees typically cost less to businesses than credit card processing fees.

Increase Retention

Adding ACH as a payment option provides more flexibility and choice to your customers.

Reduce Churn

Recurring direct debit payments from customer bank accounts help you get paid on-time, every time—so you can better predict your cash flow.

Same Day ACH

Submitted ACH debit and credit transactions can clear on the same banking day. And for highly-qualified merchants, next-day funding is available.

How does high risk ACH payment
processing work with Actum?

Step 1:
Apply & Get Approved Fast

Actum offers month to month contract term and 95% of our approvals are completed in less than 24 hours.

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Step 2:
Start Processing ACH Transactions

Process efficiently using Actum’s web portal, batch upload, or API. Get unlimited access to our excellent support team.

Step 3:
Get Paid ASAP

Access your funds as soon as the next business day with Actum’s convenient payout methods.

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Step 1:
Apply & Get Approved Fast

Actum has no application fee and 95% of our approvals are completed in less than 24 hours.

•

Step 2:
Start Processing ACH Transactions

Process efficiently using Actum’s web portal, batch upload, or API. Get unlimited access to our excellent support team.

•

Step 3:
Get Paid ASAP

Access your funds as soon as the next business day with Actum’s convenient payout methods.

Ready to Start Processing?

Appy Now for a high risk merchant account.