This privacy policy applies to www.actumprocessing.com (“site”) owned and operated by Actum Processing, LLC. This privacy policy describes how Actum Processing (“Actum Processing”, “Actum”, “We”, “Us”, “Our”) collects and uses the personal information you provide on our web site: www.actumprocessing.com. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.
Actum Processing is committed to safeguarding the privacy and security of the information we collect. We have implemented multiple security measures to ensure the protection of your information, including secure servers and networks that are accessible to a limited number of employees, and industry standard encryption technologies when transferring or receiving sensitive information.
Collection of Information
When visiting websites, you provide information to the site owners based on where you go and what you do at each site. Actum collects and retains this information for business purposes only. It is used to improve the quality and functionality of our site, as well as to respond to requests for more information on all of the products and services we offer. This information is collected through web server logs and cookies that allow us to track the aggregated statistics and data from our visitors as they utilize our website.
E-Mail Lists
Actum maintains email lists to keep interested parties informed about our company, events, products, support, and more. Emails are sent out as needed, and contain valuable information for our merchants, agents, partners, and other interested parties. The emails often contain web beacons, which collect information such as a cookie identifier and the time and date that the email was viewed or opened. They allow us to track how many people opened our emails. We do not sell the addresses on our list. To be removed from our mailing list, simply click the unsubscribe link provided within each email.
Personal Information
Merchant Originators. We do not collect personal information from merchants unless you provide it to us in conjunction with an application for an Actum Processing account or any other service we offer. The information collected such as your name, company name, financial account information (e.g. bank account information), social security number, email address and phone number, is used for the underwriting, approval and set up required for the service you request. We do not license, sell, rent or trade any collected business information about your account or other personal information unless you request it, the information is provided to help complete a transaction initiated by you, or the disclosure is otherwise lawfully permitted or requested. We will share your personal information with third parties only in the ways that are described in this privacy policy.
Receivers (consumers and businesses). Actum uses Plaid Inc. (“Plaid”) to gather your data from financial institutions on behalf of our merchant clients. By using the Service, you grant Actum and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution; and you grant Actum the right, power, and authority to share this information with Actum merchant clients. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid end user privacy policy.
We may provide your personal information to companies that provide services to help us with our business activities. These companies are authorized to use your personal information only as necessary to provide these services to us.
In certain situations, Actum may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. We may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request. If Actum is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information, to any other third party with your prior consent to do so.
Third Party Links
In an attempt to provide increased value to our visitors, we may have various third party websites link to our site. We do not control these sites and our Privacy Statement does not apply to them. These linked sites are for your convenience and your use of them is subject to each individual website’s Privacy Statement and Terms of Use. Please review the Privacy Statement from each of those websites before browsing them.
Security
The security of your personal information is important to us. We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our website, you can contact us at corporate@actumprocessing.com.
Cookies and Other Tracking Technologies
As is true of most web sites, we gather certain information automatically and store it in log files. This information may include Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We do link this automatically collected data to other information we collect about you. We, Actum Processing, and our partners use technologies, such as cookies or similar technologies, to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our user base as a whole. Users can control the use of cookies at the individual browser level.
Minors
Actum does not market to or solicit data from minors. The services we provide are for businesses with owners and principals 18 years of age or older. At Actum, we value keeping information private and secure. Actum is a member of the BBB (Better Business Bureau) Online Reliability Program.
Notification of Privacy Policy Changes
We may update this privacy statement to reflect changes to our information practices. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
If you have any questions about this policy, please contact us at:
Actum Processing, 7004 Bee Cave Road, Building 3, Suite 312, Austin, TX 78746
We can also be reached via e-mail at corporate@actumprocessing.com or by phoning us at (512) 402-0082.